Unless otherwise expressly agreed in writing by SMC Broking, full
payment for participation in a product is required at the time of registration. In the
case of Programs that include a trial window, such trial window shall be made available
only after the full payment. During the trial window, upon a request by the Student, and
to the satisfaction of SMC Broking, SMC Broking may choose to refund the product Fees paid,
subject to such charges as may be decided from time to time. Once the trial window has
closed, there will be no refund allowed for any reason whatsoever.
It is the sole responsibility of the user enrolling into a Product to check the accuracy
of, and evaluate the suitability and relevance of, the Product elected. The purchase of
the Product is non-transferable.
To make payment for any Product or to purchase any services or products offered by
SMC Broking through the Platform, you must have internet access and a current valid
accepted payment method as indicated during sign-up ("Payment Method"). SMC Broking does
not store any of your credit card information or such other information restricted by
the Reserve Bank of India (RBI) for processing payment and has partnered with payment
gateways for the payment towards the services. By using a third-party payment provider,
you agree to abide by the terms of such a payment provider.
You agree that in case SMC Broking's third-party payment provider stores any such
information, SMC Broking will not be responsible for such storage, and it will be solely at
your discretion to allow the third party to store such information. Any loss of such
information or any loss incurred by you due to the usage of such information will be
solely a loss incurred by you, and SMC Broking is in no way liable for any such losses and
is neither responsible to reimburse/make good such losses in any manner whatsoever. You
also agree to pay the applicable fees for the payments made through the
Platform.
Failure to pay may result in withdrawal of your access to a Product. Depending on where
you transact with us, the type of payment method used and where your payment was issued,
your transaction with us may be subject to foreign exchange fees or exchange rates.
SMC Broking does not support all payment methods, currencies or locations for payment. All
applicable taxes are calculated based on the billing information you provide to us at
the time of enrollment/purchase.
You may cancel your license at any time. No refund will be made once the payment (in
part or whole) for a product has been made. We do not provide refunds for the lack of
usage or dissatisfaction.
You also understand that SMC Broking, at its sole discretion, may
limit, suspend, or terminate your use of the Platform or Product and/or all
SMC Broking-provided services related to the Product, such as access to SMC Broking coaches or
support services, evaluation services, or product licenses. You also understand that
SMC Broking may modify or discontinue all services related to its Product at its sole
discretion. You agree that SMC Broking shall not be liable to you or to any third party for
any such modification, suspension or discontinuance. Nothing in these Terms shall be
construed to obligate SMC Broking to maintain and support the Platform or Product or any
part or portion thereof or any associated services.
If you no longer wish to use any product, you may terminate your participation by giving
notice to SMC Broking.
You agree not to share such access with any third party. If you are unable to attend an
online live lecture/webinar, please provide SMC Broking with prior intimation regarding
this.